Welcome to the Beauty, Health & Trade Alliance

Which organization are you a member of

* Organization name

HSCG IBN

Account Information

The information you enter below will be used to log into your account.

* First Name

* Last Name

* Membership ID

* Email

* Create Password

* Confirm Password

Annual Policy Product Specification

Please specify your preferences from these options. Some may affect the final price of your purchase.

* Estimated Annual Gross Sales

* At least 80% of sales come from Handmade/handcrafted products

Yes No

What is Handmade/handcrafted products: This means you either made it from scratch by hand, someone under your control made the product from scratch by hand or you purchased the unscented and/or uncolored product in bulk and added your own scent and/or color and/or other additive to distinguish it in your line of products.

Base Insurance Cost $400.00 ($350 Base Premium, $50 Policy Fee)

* Business Personal Property Limit

$1,000 per any one article/$5,000 aggregate (Included) $5,000 per any one article/$10,000 aggregate (Add $75.00) $10,000 per any one article/$20,000 aggregate (Add $125.00) $15,000 per any one article/$30,000 aggregate (Add $175.00)

Designed to cover your business personal property like equipment, supplies or inventory. This does not cover structural property like a building.

* Policy Start Date

Additional Insured/Certificate Holder (Click here to expand)

Type

Additional Insured Name

If email is not provided no certificate will be sent. You will be responsible for providing the certificate to the additional insured.

Street

Additional

City

Country

US State

Canadian Province

Postal Code

Phone Number

Fax Number

Relationship to You

For example: Landlord, Place of Work or Tradeshow.

Applicant Business Information

* Business Type

* Business Name

* Business Owner First Name

* Business Owner Last Name

* Phone Number

Applicant Address

Mailing Address

* First name

* Last name

* Street

Additional

* City

* Province

* Postal Code

Billing Address

Same as mailing address

* First name

* Last name

* Street

Additional

* City

* Province

* Postal Code

Coverage

Limits of Insurance

General Aggregate Limit (Other than Products-Completed Operations)	$2,000,000
Products-Completed Operations Aggregate Limit	$2,000,000
Personal and Advertising Injury Limit	$1,000,000
Each Occurrence Limit	$1,000,000
Damage to Premises Rented to You Limit	$300,000	Any One Premises
Medical Expense Limit	$5,000	Any One Person

Note: Some provinces require a certain tax for this insurance product.

Claim History

* Have you had any liability claims, or are you aware of any incident(s) over $5,000 within the last five years which may result in a liability claim?

Yes No

Terms & Conditions

* Check this box confirming you understand the following products are excluded in this policy:

Drugs, Pharmaceuticals, Vitamins, Supplements, Invasive products, Suppositories, or Nutraceuticals intended to be ingested
Any product requiring a prescription
Toys except when included for no additional charge, as a promotional item, with sale of an approved health or beauty product.
Electrical Products
Products and services not in compliance with Health Canada’s rules and regulations

* By checking this box I accept the Terms & Conditions

* By checking this box I accept the Privacy Policy below.

The Client hereby acknowledges that the Broker has been retained by the Client to acquire or renew a policy or policies of Insurance or to provide Consulting and/or Risk Management Services for the client, under which the Client, or named individuals in addition to the Client, or where the Client is a commercial or other entity, it’s employees, servants and representative (hereafter collectively called “insured individuals”) may be insured.

As part of the application for new or renewal insurance coverage(s), the Client hereby authorizes the Broker to collect, use and disclose personal information of such individuals as required and as permitted pursuant to relevant privacy laws or other laws.

The information may include (but not be limited to)

Name, address, Telephone number
Age, gender, family and marital status
Driving record
Previous insurance and claims information
Medical and health information
Employment information
Banking information, credit rating and payment information
Identification numbers
Assets and liabilities

The Client hereby expressly consents to the Broker collecting, using or disclosing personal information of such individuals, or providing such personal information to third parties as required, including insurance companies. Where there are insured individuals in addition to the Client, or where the Client is a commercial or other entity, the Client hereby covenants and warrants that the Client has obtained the appropriate consent from all of the insured individuals to disclose their personal information to the Broker for these purposes accordingly.

If the Client wishes to restrict the general nature of this consent to any specific area, please send an e- mail to mybhta@steerinsurance.com specifying your request:

If the Client wishes:

to review personal information maintained by the Broker pertaining to the Client’s application, policy or policies;
to obtain copies of the Broker’s privacy policies or standards: or
to make other inquiries or to express concerns, the Client may do so by contacting the Broker’s Privacy Officer.

Susan M Steer
Steer Inc.
8 King Street East Suite 202
Toronto, ON M5C 1B5

+ See More

Order Total

Total Premium

$-50.00

Fees

$50.00

Subtotal

$0.00

Taxes

$0.00

Order Total

$0.00

Policies are 100% minimum earned. No refunds will be given.

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Create Policy

Mailing Address

Billing Address

Limits of Insurance

Terms & Conditions