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Welcome to the Beauty, Health & Trade Alliance Insurance Portal

You are only minutes away from insurance coverage. Purchase online now, or browse the site for more information.

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  • Policies to insure your handmade beauty products.

    Purchase Online

    Our coverage provides everything you need to protect your work.

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    Sign up

    customize your coverage

    Create your account, complete the application, and pay online all in one step.



    submit payment information

    Complete the insurance process by submitting your credit or debit card payment via a secure web connection.


    Check Email

    view your email confirmation

    Your policy documents and purchase confirmation are immediately sent to your email. No waiting!

  • We specialize in insuring handmade products.

    Handmade products means anything produced by hand or hand tools rather than by a machine.

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    Coverage is comprehensive and includes:

    • Products & Completed Ops
    • Damage to Rented Premises
    • Personal & Advertising Injury
    • $5,000 in Medical Expenses
    • Business Personal Property

Why choose a policy with the Beauty, Health & Trade Alliance?

Comprehensive Coverage


Steer Insurance has partnered with the Beauty, Health & Trade Alliance (BHTA) to provide insurance to Canadian residents who produce handmade products for the beauty and health industries. This coverage is designed to protect many different aspects of your business as possible, including Personal & Advertising Injury and Damage to Premises Rented to You.

Competitive Pricing


With limits as high as $2,000,000 for only $400 per year, our package can't be beat. Check out our FAQ page for a detailed list of what is covered. We also provide you with free Additional Insureds! If you don't know if your product is covered under this program, contact us at

Instant Coverage


With the BHTA's innovative online purchase platform you don't have to wait for an approval to get your insurance coverage. Simply fill out our one-page application, submit your payment, and your coverage is effective immediately. Policy documents are available in your confirmation email or any time in your online account.